Tim Program Penguatan Kapasitas Ormawa (PPK Ormawa) Badan Eksekutif Mahasiswa Fakultas Ekonomi dan Bisnis (FEB) Universitas Negeri Yogyakarta (UNY) melaksanakan Pendampingan Legalitas Usaha untuk UMKM di Karangturi, Gantiwarno, Klaten.

Pendampingan Legalitas Usaha merupakan salah satu rangkaian program Aksara Legal yang bertujuan agar UMKM di Desa Karangturi, Gantiwarno, Klaten dapat beroperasi secara resmi atau legal, sehingga dapat menunjang UMKM dalam memperluas jangkauan pasarnya. Pendampingan legalitas usaha dilakukan oleh tim PPKO BEM KM FEB UNY yang dilaksanakan dalam tiga tahap.

Pendampingan legalitas usaha tahap pertama dilaksanakan pada hari Jumat 28 Juni 2024. Pada tahap tersebut, dilakukan pendampingan pembuatan Nomor Induk Berusaha secara door to door untuk 6 UMKM yaitu Peternakan Domba Bapak Suwoto, Rengginang Bu Sutirah, Minyak Goreng Kelapa SenSan, Siomay Ikan Pak Sutarjo, Tempe Casminto, dan Tempe Kedelai Bu Giyah.

Selanjutnya, pendampingan legalitas usaha tahap kedua dilaksanakan pada hari Sabtu, 13 Juli 2024. Pada pendampingan tahap kedua, dilaksanakan pembuatan Nomor Induk Berusaha secara daring bagi 6 UMKM yaitu Pupuk Organik, Bengkel Las, Kerupuk Karak, Kue Kering Nastar, Meubel, dan Trijaya Mandiri. Selain itu juga dilakukan penyerahan arsip Nomor Induk Berusaha (NIB) untuk pelaku UMKM yang mengikuti pendampingan tahap pertama.

Pendampingan legalitas usaha tahap ketiga dilaksanakan pada hari Sabtu, 20 Juli 2024. Pada pendampingan tahap ketiga, dilakukan penyerahan NIB untuk 6 pelaku UMKM yang mengikuti pendampingan pada tahap kedua.

Pendampingan legalitas usaha ini, diharapkan dapat membantu UMKM agar beroperasi secara legal serta dapat memperluas jangkauan pasarnya sehingga usaha yang dijalankan dapat berkembang dan dikenal lebih luas oleh masyarakat. (Tim)

Livestock farming is a popular livelihood among many Indonesians, with goats being a particularly promising option. Despite the challenges, such as a complex breeding process and odors that some people find unpleasant, raising goats offers significant potential as a primary and secondary source of income. In times of urgent financial need, goat farmers can quickly liquidate their livestock, making it a valuable form of "living savings."

One breed well-suited for farming is the Peranakan Etawa (PE) goat. The PE goat is a cross between Indian goats and local kacang goats, known for its dual-purpose qualities. It produces milk rich in anti-inflammatory properties, offering health benefits for consumers. PE goat milk has been used in various products, such as soaps and face masks. Inspired by this, the Student Creativity Program (PKM) team from UNY's Entrepreneurship division developed a unique lip balm product, named Goat Gleam Balm, made from PE goat milk.

Zulinda Ayu Andira, the leader of the Goat Gleam PKM-K Team, explained, "Our innovative product is designed for teenagers and the elderly who experience dry and chapped lips. The pink hue of the balm provides a psychological sense of softness and a pleasant fragrance, enhancing the experience for our users."

The Student Creativity Program (PKM) offers funding across eight fields, including entrepreneurship, encouraging interdisciplinary collaboration. Ramadhan Nurul Fauzi, a member of the PKM-K team and a 2022 student of the Accounting Education S1 program, shared his role: "Given that our PKM team focuses on entrepreneurship, which aligns with financial management, I handle the inflow and outflow of money from our product sales. Additionally, I manage the economic calculations, such as cost of goods sold (HPP), income, profit and loss, and more."

This year marks Ramadhan's first time receiving PKM funding, after an earlier attempt in 2023. Initially, he joined two entrepreneurial teams, but with the updated PKM regulations allowing students to participate in only one proposal, he chose to concentrate on developing the Goat Gleam proposal.

The Ministry of Education, Culture, Research, and Technology, through the Directorate General of Belmawa, runs the PKM program as a platform for students to bring their ideas to life over a four-month period. You can follow the activities of the PKM-K Goat Gleam Team on TikTok and Instagram at @goatgbalm.id. The product is also available for purchase through taplink.cc/goatgbalm or Shopee at goatgbalm.id: https://id.shp.ee/NAtLfnx. (rmdhn/fdhl)

Dosen dari Fakultas Ekonomi dan Bisnis (FEB) dan  Fakultas Teknik (FT) Universitas Negeri Yogyakarta (UNY) berhasil sebagai Pemenang Research Grant Bank Indonesia tahun 2024. Tim riset mengembangkan sistem deteksi greenwashing menggunakan kecerdasan buatan atau yang biasa dikenal dengan Artificial Intelligence (AI). Tim ini diketuai oleh Dr. Ratna Candra Sari, S.E., M.Si., CA., CFP., IFP., CSRS. (FEB UNY) dengan anggota  Annisa Ratna Sari, S.Pd., M.S.ED. (FEB UNY) dan Dr. phil. Nurhening Yuniarti, S.Pd., M.T. (FT UNY)  diumumkan sebagai pemenang hibah penelitian setelah masuk sebagai 34 finalis Research Grant Bank Indonesia (RGBI) 2024 dan berhasil melewati seleksi lanjut. RGBI merupakan program skema dana hibah riset dari Bank Indonesia yang dialokasikan pada penelitian yang bersifat strategis, untuk jenis riset frontier dan riset pengembangan model yang dilakukan oleh peneliti eksternal, dengan topik penelitian yang telah ditetapkan oleh Bank Indonesia.

Adapun topik yang diangkat oleh tim ini adalah ‘Artificial Intelligence untuk Mendeteksi Greenwashing dalam Peningkatan Inklusi Keuangan Hijau’. “Greenwashing merupakan praktik di mana perusahaan mengomunikasikan kinerja lingkungan atau sosial mereka dengan cara yang melebih-lebihkan atau tidak akurat, sering kali dengan menekankan aspek positif tanpa mengungkapkan informasi negatif secara penuh,” kata Ratna Candra Sari. Ini menciptakan kesenjangan antara apa yang perusahaan komunikasikan tentang kinerja mereka dalam bidang lingkungan, sosial, dan tata kelola perusahaan (ESG) dengan apa yang mereka lakukan secara nyata. Hal ini telah menjadi perhatian serius di era keberlanjutan saat ini. Untuk mengatasi masalah ini, Ratna memimpin proyek penelitian yang bertujuan untuk mengembangkan algoritma AI yang dapat mendeteksi tanda-tanda greenwashing dalam laporan keberlanjutan perusahaan.

Penelitian dengan topik pemanfaatan AI untuk meningkatkan inklusi ekonomi ini diharapkan dapat memberikan kontribusi signifikan dalam mendorong praktik bisnis yang lebih berkelanjutan di Indonesia. Selain itu, keberhasilan tiga dosen ini juga mencerminkan komitmen UNY dalam mendukung penelitian yang relevan dengan kebutuhan masyarakat dan lingkungan.

Hibah penelitian dari BI ini merupakan bagian dari upaya lembaga keuangan tersebut untuk mendukung inovasi dan riset yang berpotensi memberikan dampak positif bagi pembangunan berkelanjutan. Dengan adanya dukungan seperti ini, diharapkan semakin banyak solusi inovatif yang dapat dikembangkan untuk menjawab tantangan lingkungan saat ini. (astri)

A team of lecturers from the Faculty of Economics and Business (FEB) and the Faculty of Engineering (FT) at Yogyakarta State University (UNY) has won the 2024 Bank Indonesia Research Grant. The team developed an innovative greenwashing detection system using artificial intelligence (AI). Led by Dr. Ratna Candra Sari, S.E., M.Sc., CA., CFP., IFP., CSRS. (FEB UNY), the team includes Annisa Ratna Sari, S.Pd., M.S.ED. (FEB UNY), and Dr. phil. Nurhening Yuniarti, S.Pd., M.T. (FT UNY). Their research proposal stood out among 34 finalists in the 2024 Bank Indonesia Research Grant (RGBI), securing the grant after a rigorous selection process.

RGBI is a research grant program from Bank Indonesia, aimed at supporting strategic and pioneering research. It focuses on projects conducted by external researchers that align with topics identified as priorities by Bank Indonesia.

The team's research centers on "Artificial Intelligence to Detect Greenwashing in Increasing Green Financial Inclusion." Dr. Ratna Candra Sari explains, “Greenwashing is when companies misrepresent their environmental or social efforts, often highlighting positive actions without disclosing negative impacts.” This creates a disconnect between what companies claim regarding their environmental, social, and governance (ESG) practices and their actual performance—a critical issue in today’s sustainability-focused era. To address this, the team is developing an AI-based algorithm capable of identifying signs of greenwashing in corporate sustainability reports.

Their research aims to contribute significantly to promoting sustainable business practices in Indonesia. Beyond this, the achievement of these lecturers underscores UNY's dedication to advancing research that aligns with societal and environmental needs.

Bank Indonesia’s research grant is part of the institution's commitment to fostering innovation with the potential to drive sustainable development. With such support, the hope is to develop more innovative solutions to meet the environmental challenges of our time. (Astri)

From Wednesday to Saturday (15-18 May), the Student Executive Board (BEM) of the Faculty of Economics and Business (FEB) UNY sent seven delegates to the 1st Congress of the Indonesian Economics Student Forum (FMEI). Hosted by the Faculty of Economics and Business, University of Indonesia (FEB UI), the event centered on a Grand Conference and a Follow-up Plan.

FMEI serves as a platform for economics students across Indonesia to engage in discussions on critical national economic issues. This forum not only fosters active dialogue but also emphasizes practical solutions. Students critically analyze issues and propose policy-oriented inputs, which are then presented directly to government stakeholders. The theme of the 2024 inaugural congress was "Green Economy," held over four days and attended by representatives from 17 universities.

Hafidzun Shadiq, the Head of FMEI for 2023-2024, described the forum as a space for students to express their ideals, insights, and theories gained from academic studies. He emphasized that FMEI's mission aligns with advancing Indonesia’s economic progress. "We at Airlangga University stress the importance of the Green Economy in this FMEI. The government should focus more on this topic, as it’s crucial for the current economic landscape," Shadiq noted.

Echoing Shadiq's sentiments, Aji Fajar Ramdani, Head of BEM KM FEB UNY, highlighted the importance of the Green Economy in raising awareness among all stakeholders, especially policymakers. He stressed that the government has the power to implement economic policies that not only promote growth but also address social and environmental impacts.

The congress kicked off with a talk show, featuring opening remarks from Sandiaga Uno, Indonesia's Minister of Tourism & Creative Economy. The event continued with three main sessions: the initial grand deliberation, small forums, and the final deliberation with a follow-up plan. The first grand deliberation, led by Hafidzun Shadiq, an Accounting student at Airlangga University, set the stage for subsequent discussions. On the second day, smaller forums took place, focusing on topics through a chairman's forum, an external forum, and a castrate forum.

The congress culminated in the follow-up plan session, where students presented their discussion outcomes in the form of policy proposals to government representatives. This session was attended by Parjiono, Ph.D., a macroeconomic and international finance expert from the Ministry of Finance. The proposals were submitted in both presentation and hard copy formats, with Parjiono receiving them directly for further consideration. (bem)

Pada Rabu sampai Sabtu (15-18/5) lalu, Badan Eksekutif Mahasiswa (BEM) Fakultas Ekonomi dan Bisnis (FEB) UNY mengirimkan tujuh delegasi mahasiswa untuk ikut serta dalam Kongres I Forum Mahasiswa Ekonomi Indonesia (FMEI) yang diselenggarakan oleh Fakultas Ekonomi dan Bisnis Universitas Indonesia (FEB UI) selaku tuan rumah Musyawarah Besar dan Rencana Tindak Lanjut.

FMEI merupakan wadah diskusi serta musyawarah bagi mahasiswa ekonomi seluruh Indonesia yang berperan aktif dalam mengantar isu ekonomi Indonesia. Selain berperan aktif, forum ini juga solutif, di mana mahasiswa akan mengkritisi serta memberikan masukan berbasis ekonomi yang nantinya akan disajikan dalam bentuk kebijakan dan akan disampaikan langsung kepada stakeholder pemerintah yang bersangkutan. Pada Kongres pertama tahun 2024 ini, FMEI mengangkat tema besar “Green Economy” yang diselenggarakan selama 4 hari dimulai dari tanggal 15 hingga 18 Mei 2024 dan dihadiri oleh 17 universitas yang ada di Indonesia.

Ketua FMEI 2023 – 2024, Hafidzun Shadiq, menjelaskan bahwa FMEI merupakan wadah bagi mahasiswa untuk menuangkan idealisme, wawasan, dan teori yang sebelumnya didapatkan di kampus. Selain itu, ia juga menekankan bahwa hadirnya FMEI ini selaras dengan tujuan untuk mengawal dan meningkatkan kemajuan ekonomi bangsa Indonesia. “Kami (Universitas Airlangga) menekankan pentingnya aspek Green Economy dalam FMEI ini. Pemerintah seharusnya lebih memperhatikan topik Green Economy karena sangat relevan bagi perekonomian saat ini,” jelas Shadiq

Selain dengan Shadiq, Aji Fajar Ramdani, Ketua BEM KM FEB UNY juga berpendapat Green Economy ini sangat penting untuk meningkatkan awareness seluruh pihak terutama pemerintah sebagai pemangku kebijakan yang mempunyai power lebih kuat untuk dapat membuat terobosan ekonomi yang tidak hanya mengedepankan kegiatan ekonomi saja melainkan juga memperhatikan isu sosial dan lingkungan yang dihasilkan dari kegiatan ekonomi tersebut.”

Forum ini diawali dengan kegiatan talkshow yang dibuka dengan opening remarks oleh Menteri Pariwisata & Ekonomi Kreatif Republik Indonesia yaitu Sandiaga Uno. Kemudian dilanjutkan dengan tiga rangkaian inti di antaranya musyawarah besar pertama, forum kecil, musyawarah besar akhir dan rencana tindak lanjut. Musyawarah besar pertama dilaksanakan dalam bentuk persidangan yang dipimpin langsung oleh Presidium Nasional Ketua FMEI yaitu Hafizhun Shadiq Mahasiswa Akuntansi Universitas Airlangga. Lalu pada hari kedua dilanjutkan dengan kegiatan forum kecil lanjutan yang terbagi menjadi 3 forum di antaranya forum ketua, forum eksternal, dan forum kastrat.

Puncak dari rangkaian kegiatan forum ini berada pada rencana tindak lanjut, di mana mahasiswa menyampaikan output diskusinya kepada stakeholder pemerintah berupa usulan kebijakan. Kongres pertama ini dihadiri langsung oleh Parjiono, Ph.D. staff ahli Bidang Ekonomi Makro dan Keuangan Internasional Kemenkeu. Tidak hanya sebatas disampaikan, output diskusi tersebut juga diserahkan dalam bentuk hardfile dan diterima langsung oleh Parjiono sendiri untuk ditindaklanjuti. (bem)

The village is one of the smallest government units that has direct contact with the community. Therefore, the role of villages in helping to realize community prosperity and welfare is very significant. Through the Ministry of Villages, Development of Disadvantaged Regions, and Transmigration (Kemendes), village governments can play a role in improving the welfare of their citizens. Currently, Village-Owned Enterprises (BUMDes) have been established in many regions in Indonesia, but they are still not optimal. Harlina Sulistyorini, Director General of Economic Development and Investment in Villages, Disadvantaged Regions, and Transmigration delivered her speech in a practitioner lecture at the Faculty of Economics and Business UNY, on Wednesday (1/11).

The Dean of FEB Prof. Dr. Siswanto in his welcome speech said that FEB UNY has its focus on developing UKM (Small and Medium Enterprises). "The core of FEB UNY is the development of MSMEs and of course, most of them are in villages. There are not as many national and international companies as there are MSMEs. "The topic of SME development is also one of the focuses at the AFEBI meeting at FEB UNY this year," he explained.

The Vice Chancellor for Academic and Student Affairs of UNY, Prof. Dr. Siswantoyo, M. Kes., AIFO. officially opened the event. “UNY and the Ministry of Village are like brothers because the minister is also a UNY graduate. Many village people have gone to the city, but in the city, there are already many great people. Why don't we build villages? UNY has the “Kampung Emas” (Golden Village) or “UNY Bangun Desa" (UNY Build Villages) program which this year is taking place in Seyegan. "We help develop village income generation," he explained.

Harlina invited students to identify potentials in their villages that could be developed and become a source of welfare for their residents. Dwi, one of the students from Wonogiri said that the business in his village that has been handed down for generations is traditional herbal medicine, but now its glory is disappearing even before they were born. Innovation is certainly needed to revive and rebuild the reputation of traditional herbal medicine. Speech by the Vice Chancellor for Academic and Student Affairs

“There must be product empowerment through BUMDes. If necessary, villages should not only create their BUMDes but also establish BUMDes between villages," explained Harlina.

Harlina emphasized that BUMDes can engage in various types of businesses, including natural resource management, cultural management and preservation, processing and increasing added value based on local resources, microfinance services, internet management, acting as an intermediary for goods, services, and agencies, and more. However, it is important for BUMDes not to compete with community businesses, especially those at the individual and household scale, in order to avoid harming them. "BUMDes must be able to trigger the growth of community economic businesses," continued Harlina. (fdhl)

As one of the state-owned banks, Bank Syariah Indonesia (BSI) continues to grow and develop, especially in Islamic banking. Therefore, BSI has its institution called ‘BSI Institute’ which functions as a think tank and handles various research, analysis, and banking product development. BSI Institute regularly issued a quarterly report called ‘BSI Institute Quarterly’,as stated by the Head of BSI Institute, Dr. Luqyan Tamanni when visiting FEB UNY with a number of representatives of BSI Institute and BSI Yogyakarta. The representatives of BSI were welcomed by representatives of the International Affairs and Partnership Unit (UUIK) FEB UNY, Mimin Nur Aistah, M.Sc., Ak. and Eka Ary Wibawa, M.Pd.

Luqyan continued, BSI Institute is interested in expanding cooperation with universities in Indonesia. “BSI Institute wants to contribute to the development of Islamic economic literacy as well as developing its Islamic banking products. This is done through a number of steps, sharing information/data, joint research, and literacy agenda which includes joint research publications or organizing joint seminars/conferences,” Luqyan explained.

Mimin stated that even though FEB UNY does not have an Islamic/sharia economics study program, FEB UNY already has an Islamic banking laboratory called Islamic Mini Bank (IMB). “IMB has been established since 2013 and is run by students and already has customers from students, lecturers, and education staff at UNY and already has a number of banking products,” she explained. 

Meanwhile, Eka welcomed the visit from BSI Institute. “There are several of our lecturers who have interests and fields of knowledge in Islamic Economics, halal industry, and others. Cooperation with institutions such as BSI Institute certainly provides new opportunities in the development of Islamic Economic research and literacy,” he said. (tian-ella-fdhl)

To introduce students to the world of lectures and the best campuses in Indonesia, SMA ABBS (Al Abidin Bilingual Boarding School) Surakarta invited its students to visit the Faculty of Economics and Business some time ago. At FEB UNY, the group had a lecture on stock training material delivered by the representative office of the Indonesia Stock Exchange (KE BEI) Yogyakarta and from FAC Sekuritas Indonesia Yogyakarta in collaboration with the Capital Market Study Group (KSPM) FEB UNY.

In his presentation, Arief Ryan Maulana, who became the Capital Market Ambassador of KP BEI Yogyakarta, encouraged students to learn more about investment. “Savings may not retain their value and could decrease due to inflation. Investments have the potential as future inheritance, stock prices are continuously monitored and regulated by the government through the Financial Services Authority (OJK),” he explained.

Arief continued, to become a shareholder of a company is not difficult. "Simply by buying 1 lot or 100 shares, we are considered shareholders and can get dividends from the company," he added.

FAC Sekuritas Indonesia Yogyakarta branch manager, Hery Gunawan Muhamad, invited students not to hesitate to start investing in stocks since school. "According to data in 2020, the majority of the population is Generation Z at 27.94%. There is no need to wait to graduate from school to start learning investment. Furthermore, there is a sense of pride if we can become the owner of a company's shares, not just an employee or staff. Especially if asked by prospective in-laws," he joked. (tian-fdhl)

Desa menjadi salah satu unit terkecil pemerintahan yang berhubungan langsung dengan masyarakat. Oleh karena itu, peran desa dalam membantu mewujudkan kemakmuran dan kesejahteraan masyarakat sangatlah besar. Melalui Kementerian Desa, Pembangunan Daerah Tertinggal, dan Transmigrasi (Kemendes), pemerintah desa dapat berperan meningkatkan kesejahteraan warganya. Dewasa ini Badan Usaha Milik Desa (BUMDes) sudah banyak terbentuk di penjuru daerah di Indonesia namun masih belum optimal. Demikian disampaikan Harlina Sulistyorini, Dirjen Pengembangan Ekonomi dan Investasi Desa, Daerah Tertinggal, dan Transmigrasi dalam kuliah praktisi di Fakultas Ekonomi dan Bisnis UNY, Rabu (1/11).

Mengawali acara, Dekan FEB Prof. Dr. Siswanto dalam sambutannya menuturkan bahwa FEB UNY memiliki fokus tersendiri pada pengembangan UKM (Usaha Kecil dan Menengah). “Core FEB UNY adalah pengembangan UMKM dan tentu sebagian besar ada di desa. Perusahaan nasional dan internasional jumlahnya tidak sebanyak UMKM. Topik pengembangan UKM juga menjadi salah satu fokus pada pertemuan AFEBI di FEB UNY tahun ini,” terangnya.

Acara dibuka oleh Wakil Rektor Bidang Akademik dan Kemahasiswaan Prof. Dr. Siswantoyo, M.Kes., AIFO. “UNY dan Kemendes seperti kakak-adik karena menterinya juga lulusan UNY. Banyak orang desa yang pergi ke kota, tetapi di kota sudah banyak orang hebat. Mengapa kita tidak membangun desa? UNY memiliki program “Kampus Emas” atau “UNY Bangun Desa” yang pada tahun ini ada di Seyegan. Kami membantu mengembangkan income generating desa,” urainya.

Harlina mengajak mahasiswa mengidentifikasi potensi-potensi di desanya yang bisa dikembangkan dan menjadi sumber kesejahteraan warganya. Dwi, salah satu mahasiswa yang berasal dari Wonogiri menyampaikan bahwa usaha di desanya yang sudah turun temurun adalah jamu tradisional, tetapi kini kejayaannya makin menghilang bahkan sebelum mereka lahir. Inovasi tentu diperlukan untuk menghidupkan dan membangun kembali reputasi jamu tradisional.

“Harus ada pemberdayaan produk melalui BUMDes. Bahkan bila perlu, desa tidak hanya membuat BUMDes sendiri tetapi juga mendirikan BUMDes antar desa,” terang Harlina.

Harlina melanjutkan, ada berbagai jenis usaha yang bisa dikerjakan BUMDes. “Mulai dari pengelolaan sumber daya alam, pengelolaan dan pelestarian budaya, pengolahan/peningkatan nilai tambah berbasis sumber daya lokal, layanan jasa keuangan mikro, pengelolaan internet, keperantaraan barang, jasa, dan keagenan, dan lainnya. Tapi BUMDes tidak boleh bersaing dengan usaha-usaha masyarakat, khususnya usaha skala individu dan rumah tangga sehingga bisa mematikan usaha masyarakat. Justru, BUMDes harus dapat memicu pertumbuhan usaha ekonomi masyarakat,” lanjut Harlina. (fdhl)